The study examined the effect of financial inclusion policy on saving in Microfinance Institutions in Rwanda. The specific objectives were to analyse the effect of bank account on saving for beneficiaries of COPEDU Plc; to determine the extent to which the distance between the client and financial service provider influences the savings of beneficiaries in COPEDU Plc; analyse effect of financial literacy on saving of beneficiaries of COPEDU PLc; and to determine the relationship between financial inclusion policy and saving in MFIs in Rwanda. Target population was 2,871 beneficiaries of COPEDU Plc; this study applied the stratified random sampling technique to select 97 respondents from target population. The various instruments were used by the researcher for gathering information from respondents including Questionnaire and Interview guide. Descriptive statistical method and regression analysis stood in this study were methods of analysis. Findings showed that ownership of bank account have positive and significant effect on Saving on a bank account, and use of bank loan for beneficiaries in MFIs in Rwanda (β1= 0.071, t= .707; p-value= .481 less than 5%); that means Ho1 which states that Bank Account does not affect saving for beneficiaries of COPEDU Plc, was rejected. The results on distance between client and financial service provider has positive and significant effect on Saving on a bank account, and use of bank loan for beneficiaries in MFI in Rwanda (β2= .521, t= 4.760 and p-value= .000 less than 5%); Ho2 which stated that the distance between client and financial service provider do not influence savings of beneficiaries in COPEDU Plc, was rejected. Findings showed that financial literacy has positive and significant effect on Saving on a bank account, and use of bank loan for beneficiaries in MFIs in Rwanda (β3= .007, t= .077 and p-value= .939 greater than 5%); Ho3 stating that there is no significant effect of financial literacy on saving of beneficiaries of COPEDU PLc. was rejected. Based on findings, we conclude that there is positive relationship between financial inclusion policy and saving in Microfinance institutions in Rwanda. 

Key words: financial inclusion policy, saving, loans, MFIs