The study was about microfinance services and community empowerment projects at the selected microfinance institutions in
Kicukiro District, Rwanda. The specific objectives of this study were to examine the effects of short terms credits of MFIs on the
community development projects in Kicukiro District; to establish the relationship between medium terms credit and community
projects in Kicukiro District; to examine the influence of long-term credits of MFIs on community development projects in
Kicukiro District. The target population is 752 borrowers of MFIs in Kicukiro, while the sample was 261 respondents. Data
collection methods were questionnaires and written documents. Data analysis was done through descriptive statistics, regression,
and correlation analysis. Findings showed that the influences of short terms loans offered by MFIs on community development
projects in selected MFIs of Kicukiro District confirmed by Pearson correlation of 0.732** with a p-value of 0.000 less than the
standard significance level of 0.01. The relationship between medium terms loans and community development projects in selected
MFIs of Kicukiro District is indicated by a strong correlation as Pearson correlation showed 0.727** with a p-value of 0.000,
which is less than the standard significance level of 0.01. The results showed on the effects of the long-term loan on community
development projects in selected MFIs of Kicukiro District confirmed a positive and very strong correlation as the Pearson
correlation is 0.693** with a p-value is 0.000, which is less than the standard significance level of 0.01. This indicates that out of
the considered other services offered by Amasezerano Community Banking Ltd, and COPEDU Ltd affecting community
empowerment projects, the only long-term loan has a significant relationship of 69.3% with community empowerment projects in
Kicukiro District, Rwanda. In a conclusion, Microfinance Services represented by long-term loans, short-term loans, and medium-
term loans influence positively and significantly community empowerment projects in Kicukiro District, Rwanda.
Keywords: microfinance; financial services, community empowerment projects